Enter to win! Every so often we like to give stuff away and a prize will be given to a random entry filled out using this form. It doesn’t matter if you have won before or not, because your entry can win for every prize! Your information will remain in the drawing. GOOD LUCK!
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**NO PURCHASE NECESSARY TO ENTER OR WIN. **MAKING A PURCHASE DOES NOT INCREASE YOUR CHANCES OF WINNING.
1. ELIGIBILITY: Giveaways are open only to legal residents of the fifty (50) United States and the District of Columbia (excluding Puerto Rico, all U.S. Territories and Possessions and all Overseas Military Installations), Canada (excluding residents of the Province of Quebec), and Australia (excluding residents of the State of New South Wales and the Australian Capital Territory) who are eighteen (18) years of age or older as of January, 1, 2012, with access to the Internet at all times during the Giveaway Period (as defined below) and subsequent prize-award period (as defined below). All employees of the Promoter, the Sponsor, and of all associated agencies and their respective affiliates, sales representatives, distributors, licensees or agents (all of the foregoing, together with Promoter and Sponsor, collectively referred to as "Giveaway Entities"), and their immediate family members (spouse, parent, child, sibling and their respective spouses) and those living in the same household of each (whether legally related or not), are ineligible to enter or win the Giveaway. All applicable federal, state and local laws and regulations apply. Void where prohibited by law. Entry in the Giveaway constitutes your full and unconditional acceptance of these Official Rules; if you do not accept them, you are not permitted to participate.
2. GIVEAWAY PERIOD: The Giveaway entry period begins at 9 a.m. Eastern Daylight Time ("EDT") the day of the post and ends as of 11:59 a.m. EDT on the date indicated in the post (the "Giveaway Period"). Winners will be selected from eligible entries properly submitted during the Giveaway Period.
3. GIVEAWAY ENTRY INSTRUCTIONS: Submit a comment to Giveaway post during Giveaway Period. Comments must be relevant, appropriate, and substantive relative to the blog topic at hand, as determined by Style Me Pretty in its sole discretion. Entries are limited to one (1) entry per person, per e-mail address, and per household during the Giveaway Period, regardless of method of entry. Entries generated by script, macro or other automated means are void. Normal time, toll, connection and usage rates, if any, charged by your Internet service provider will apply. All entries become the property of the Promoter.
All registrations must include entrant’s valid email address. The email address provided by online entrants will be the identity of the entrant and, if selected for a prize, the identity of the winner. We expressly reserve the right to disqualify any entries that we believe in good faith are generated by an automated program or via scripts. By participating, all entrants agree to abide by these Official Giveaway Rules.
5. SELECTION OF GIVEAWAY WINNER: At the end of the Entry Period, there will be one (1) random drawing in which Prize Winner/Winners (the number of which will be specified in the post) shall be selected from all eligible entries received during the Entry Period by the Promoter, whose decisions are final and binding with respect to all matters related to the Giveaway. Odds of winning will depend on the number of eligible entries received. Prize Winner/Winners will be notified via e-mail to the e-mail address submitted with his/her entry, within two (2) weeks after the drawing ("Prize Award Period"). If a Giveaway winner fails to respond to the prize notification within the specified ten (10) business days the winner will irrevocably forfeit the prize and an alternate winner may be selected from the pool of eligible entries. In the event that a potential Prize Winner is disqualified for any reason, Promoter may, in Promoter’s sole discretion, award the applicable Prize to an alternate potential Prize Winner selected at random from the remaining eligible entries. Any return of Prize notification or prize e-mail as undeliverable will result in forfeiture of any Grand Prize and an alternate potential Grand Prize Winner may, at Promoter’s discretion, be randomly selected from the remaining eligible entries.
6. PRIZES: The number of Prize/prizes and Approximate Retail Value ("ARV") of each will be indicated in the Giveaway Post with a total ARV of no more than ($499.00) (USD) in the form of a product or gift from the Sponsor. The Prize will be sent from Sponsor directly to recipient. Prize/Prizes will not be replaced if lost or stolen, and is nontransferable. Prize/Prizes are not redeemable for cash and no substitutions are allowed. All taxes are the responsibility of the Prize Winner/Winners. By participating in the Giveaway, entrants waive the right to claim any additional damages whatsoever, including, but not limited to, punitive, consequential, incidental or indirect damages.
7. GENERAL CONDITIONS AND RELEASES: An entrant or winner may be disqualified from the Giveaway if he or she fails to comply with each provision of these Official Giveaway Rules, as determined in the sole discretion of the Sponsor. Participation in the Giveaway is at entrant’s own risk. Sponsor shall not be liable for 1) failed, returned or misdirected notifications based on inaccurate information provided by the winner on the contest entry form, 2) entries and responses to winner notifications which are lost, late, incomplete, illegible, unintelligible, postage-due, misdirected, damaged or otherwise not received by the intended recipient in whole or in part or for computer or technical error of any kind, 3) any electronic miscommunications or failures, technical hardware or software failures of any kind, lost or unavailable network connections, or failed incomplete, garbled or delayed computer transmissions which may limit an entrant’s ability to participate in the Giveaway, 4) any technical malfunctions of the telephone network, computer on-line system, computer equipment, software, program malfunctions or other failures, delayed computer transactions or network connections that are human, mechanical or technical in nature, or any combination thereof, including any injury or damage to entrant’s or any other person’s computer related to or resulting from downloading any part of this Contest 6) unauthorized human intervention in any part of the entry process or the Giveaway.
9. LIMITATION OF LIABILITY: Entrants and winner agree that the Giveaway Entities shall not be liable for injury, loss or damage of any kind resulting from participating in this Giveaway or from the acceptance or use of any prize awarded, including any future use of any winning entries. Sponsor reserves the right (but is not obligated) to verify eligibility qualifications of any winner.
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Determining the future of construction is complicated given the turmoil of today’s economy and the public’s perception of the government. It’s difficult to decide on a direction when the wind is constantly changing direction.
To listen to the economist and compare their forecast with that of Wells Fargo Finance and McGrall Hill Financial, they have different opinions on most fronts and agree on few.
The problem lies with government spending resulting in a national debt climbing out of control with no viable plan to cap it. It makes the market extremely volatile. If you ask five economists their opinion you get five different answers – six if one went to Harvard.
They will also attempt to back up their prediction with past figures or arguably reliable assessments. Your best bet is to be cognizant of the financial analysis presented by these institutions with the understanding that they base their projections on resolutions to the taxes planned for 2014.
McGraw Hill Financial warns that the fiscal cliff poses a serious risk for near-term projections for the economy and construction industry. The following projections are dependent on the successful efforts to curtail the rise in the debt and prevent the slide into recession. If the government is successful, there are several positive notes that will help the construction industry, such as exceptionally low interest rates improving marketing prospects for certain types of construction.
McGraw also projects a modest increase in construction by about 5-percent, up a percent over last year.
Wells Fargo speaks in terms of Optimism. This optimism is expressed by equipment rental agencies. They predict that residential starts will increase by 7.8% surpassing non-residential.
The American Institute of Architects (3) estimates a rise, though unspectacular, in the construction of industrial projects with healthcare being the strongest sector.
Additionally, they report that housing has finally turned and is recovering slowly. Most segments signal increases across most of the country. This is partly due to quickly diminishing distressed properties. The fourth quarter of 2012 showed an increase of 9 percent while existing homes were up close to 11 percent.
The most promising were new starts up almost 30 percent. All the major forecasters estimate that new construction will increase another 25 to 30 percent this year.
Again, current events can have such a dramatic impact on all these predictions. All these automatic cuts in federal spending and $109 billion in sequestration for the fiscal year directly effect construction activity.
Never before were we as a nation been so far in debt and at the mercy of current events influencing so much of our lives.
Commercial facilities have a brighter outlook for 2013 with growth predictions of about 9 percent and expected to rise another 11 percent. Hotel construction is expected to dominate.
The Associated General Contractors of America (AGC)(4) has long been the leading indicator for forecasting the future of construction.
The AGC is a collection of over 30,000 firms to include over 70,000 of America’s leading general contractors as well as 10,000 specialty contracting firms. Their well respected opinion can be counted on for as much accuracy as is possible in this fluid environment. They summarize the health of the construction industry like this:
Construction has been experiencing a turndown for six years at a cost of more than 2 million jobs and turned a $1.2 trillion a year industry into a $800 billion a year industry.
Finally, Construction’s outlook is heading in the right direction. More staff are being added and more firms are poised to expand this year, and even confident enough to increase charges for their services.
As welcome as this sounds, many firms are torn in their amount of optimism for 2013. They see no significant recovery until 2014. Significant economic problems still plague many firms and they feel the public sector will remain stagnant.
As good as the generally upbeat outlook appears, many firms are still facing significant economic headwinds in 2013. Most firms expect the public sector construction market to shrink. For this reason they are reluctant to purchase equipment and would prefer to be safe and lease.
Health care costs continue to rise costing a good percentage of the consumer’s income. As cost of living rises, the consumer suffers when applying for credit due to the income versus debt percentage.
Credit ratings for a low interest rate must be near perfect and the correct income to debt ratio, which severely limits the number of consumers who meet the criteria.
The responses overall varied little regardless of what segment the contractor fell into.
Look at these sites for complete predictions to make the best assessment as to which segment of the industry you will focus your attention. At the same time, keep up with current events and rethink purchases versus leasing.
Wallboard Supply Company is a third generation, family run business that has been serving New England's building needs since 1970. Bob Filion started the company with a commitment to provide quality drywall and finishing products with unmatched customer service. The company has grown over the years, expanding its' product range, but never wavering from its' core values.
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